Questions? We Have Answers.
Below are some of the most common questions we hear from individuals and businesses when they begin working with a financial advisor. These answers are designed to walk you through the process from start to finish, in clear, conversational language, so you know exactly what to expect when working with Helm.
What does a Financial Advisor do?
Think of us as your partner in all things money! We’re here to take the helm, help you make sense of your finances, and guide you where you want to be. We ensure you make informed decisions about your money by looking at your full life picture. That includes your goals, income, investments, taxes, and long-term plans. At Helm, we focus on helping your money support the life you want to build.
How do I know if I need a Financial Advisor?
If you're thinking about investing, retirement or transferring wealth, tax planning, or managing risk, it’s usually a good time to talk with an advisor. Many people reach out during major life changes, such as starting a business, growing their wealth, or planning for the future, and want clarity and confidence moving forward.
How often should I meet with my Financial Advisor?
When we first begin working with you, we'll meet consistently, weekly or monthly, based on your calendar, to stay on track and aligned with your financial vision. After that, most of our clients choose to meet with us at least once a year, or whenever a major life event occurs. Regular check-ins do help ensure your financial plan stays on track and adapts to any changes in your life.
What should I bring to my first meeting with my Financial Advisor?
During our first meeting, we’ll get to know one another. Where do you want to be? What concerns do you have? What do you hope to achieve? Your answers will help shape your financial plan. And don’t worry, you’ll have a chance to ask anything on your mind, too. There’s no pressure, just a relaxed conversation to see how we can best support you!
Remember to bring details about your income, expenses, savings, debts, interest rates on debt, and any financial goals you have so our conversation is more productive. Don't worry if you don't have everything, we’ll guide you through what’s needed!
Who does Helm Asset and Wealth Management like to work with?
We work with both individuals and business owners. No matter your situation, we're here to help you make confident decisions, whether it’s managing personal finances or setting up a plan for your company.
Creating a financial plan starts with understanding what matters most to you. Together, we’ll look at your current situation, set clear goals, and map out a step-by-step plan that’s tailored to your needs. We explain everything in plain language, so you always know where you stand.
Getting started is easy! Just call 403-823-5567 or book an appointment. We’re here to help you navigate your financial future whenever you’re ready.
What happens during the first meeting?
Our first meeting is a simple conversation. We’ll chat about what you need, what you want, your current financial situation, and any questions or concerns you may have. There’s no pressure or commitment. This is a chance to see if we’re the right fit for you.
Do you work with both individuals and business owners?
Yes. Helm Asset and Wealth Management works with individuals, families, and business owners. Whether your needs are personal, business-related, or a mix of both, we tailor our approach to your situation.
How do you create a financial plan?
We start by understanding your finances, goals, and how comfortable you are with risk. From there, we build a plan that may include investments, retirement planning, tax considerations, and risk management. Your plan is designed to adapt as your life and needs change.
How often is my financial plan reviewed?
Your plan is reviewed regularly and adjusted when needed. As markets change and life evolves, we make sure your strategy continues to align with where you are and where you want to go.
How do Financial Advisors get paid?
Compensation depends on the services provided. We believe in transparency, so we clearly explain fees and how we’re paid before you make any decisions. Depending on the services you need, we may charge our standard $175 per hour, calculate a percentage of assets, or go by commission. We’ll talk it through so you’re comfortable.
Is my information kept confidential?
Yes. Your personal and financial information is handled with strict confidentiality and care. Your privacy is very important. Any information you share stays completely confidential, and we follow industry standards to protect your data. How do I get started?
How do I get started?
Getting started is easy! Just book an initial consultation and we’ll guide you through the next steps, answering all your questions along the way.